Find a Santa Barbara County Bankruptcy Lawyer

There is a body of law known as bankruptcy law, which refers to a broad range of legal issues, many of which deal, in some capacity, with laws that affect bankruptcy issues in Santa Barbara County. Bankruptcy law addresses things like debt relief and all of the legal issues which accompany these matters.

Bankruptcy law matters are often emotionally challenging and difficult. A lawyer can provide their client with support during these difficult times. Bankruptcy law cases can also be complex and may involve several subcategories of law at one time. For example, a bankruptcy case may include other issues such as foreclosure and debt relief.

Bankruptcy lawyers often specialize in one area of bankruptcy law, which can include garnishments. Even when an attorney does specialize in one area of bankruptcy law, that lawyer is still trained to handle any other matters which may be related to the case.

Locating The Right Santa Barbara County Bankruptcy Law Attorneys

Bankruptcy law includes several subcategories. They include issues surrounding debt, issues involving foreclosure, and other issues related to the bankruptcy. In many bankruptcy law cases, issues that touch more than one subcategory will be involved.

Numerous legal issues may arise as a result of filing for bankruptcy. An individual is first required to decide if bankruptcy is the correct solution for their issue. After this, the debtor must determine which bankruptcy chapter they are qualified to file under. Chapter 11, Chapter 7, and Chapter 13 are the most common chapters. An individual may be able to reach an agreement with their creditor rather than filing for bankruptcy.

In many cases, a bankruptcy is complex and often involves numerous subcategories of bankruptcy law. Bankruptcy attorneys will help ensure their client’s rights are protected during a bankruptcy proceeding. Bankruptcy lawyers can also help the parties in drafting a resolution that covers those issues which the sides are able to reach an agreement on.

Chapter 7 bankruptcies and Chapter 13 bankruptcies are for an individual who cannot afford their debts. Chapter 7 bankruptcies are called liquidation bankruptcies and require the individual to give up their property, although there are some exceptions. Chapter 13 bankruptcies are for individuals who desire to retain their property, or for individuals who have too much property or income for Chapter 7. This chapter also requires the individual to repay their debts using a repayment plan.

Chapter 11 bankruptcy, also called reorganization bankruptcy, is typically filed by a business. It may also be used by a partnership. A Chapter 11 bankruptcy allows the business to reorganize so that it can pay off its debt and continue operating. Although the business does not have to give up property, it is still required to repay its debt, with some exceptions.

There are different legal matters surrounding bankruptcies, that may include repossession of property and harassment from creditors. Creditors cannot try to collect a debt included in a bankruptcy. There are laws which protect debtors who filed bankruptcy from creditor harassment. If a debtor is experiencing creditor harassment, they should contact an attorney for their options.

Do I Need to Get in Touch With Santa Barbara County Bankruptcy Law Attorneys for My Case?

Having a bankruptcy attorney assist you with your bankruptcy law matters is of the utmost importance. Matters that involve bankruptcy law can often be challenging. A lawyer can provide you with support throughout the process. At LegalMatch, you are able to present your case to bankruptcy lawyers free of charge and choose the one who is the best fit for you.