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Find an Alameda County Bankruptcy Lawyer
Bankruptcy laws can refer to a broad range of legal practices, most of which deal, in some way, with laws which affect bankruptcy issues in Alameda County. They can be related to things like garnishments, foreclosure defense, debt relief, and all of the legal issues which accompany these types of topics.
Bankruptcy law issues are often very difficult and emotionally challenging. An attorney can provide support throughout these cases. Matters that involve bankruptcy law can be complicated and often include many subcategories of law. For example, a garnishment issue may be part of a bankruptcy case.
In many cases, bankruptcy lawyers specialize in one area of bankruptcy law, which can include debt relief. Although a lawyer specializes in an area of bankruptcy law, they are trained to handle matters that are related to the claim.
Locating The Right Bankruptcy Law Attorneys Within Alameda County
Bankruptcy law contains some broad categories. The categories include issues surrounding debts, issues involving foreclosure, and other bankruptcy related issues. Some cases include issues from multiple subcategories of bankruptcy law.
Bankruptcies can involve many legal issues which come up. It is necessary for the individual to decide if filing for bankruptcy is the best solution for their current situation. Once they decide that bankruptcy is proper, a debtor must decide which chapter to file. Usually, a debtor will file under Chapter 11, Chapter 7, and Chapter 13. It is important to note that it can be possible to come to an agreement with a creditor to settle debt rather than file for bankruptcy.
A bankruptcy is often complicated and usually involves many subcategories of bankruptcy law. Bankruptcy attorneys can help ensure their client’s rights are protected during bankruptcy proceedings. Bankruptcy attorneys are also able to help the individual creating a resolution which includes those issues which the parties are able to agree on.
An individual who cannot afford their debts might qualify for a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. In Chapter 7 bankruptcy, or liquidation bankruptcy, the debtor must forfeit the majority of their property, with certain exceptions. In Chapter 13 bankruptcy, the debtor is permitted to keep their property; however, they will be required to set up a repayment plan for that property. Chapter 13 can typically be filed by individuals who do not qualify for Chapter 7.
Chapter 11 bankruptcy, or reorganization bankruptcy, is typically filed by businesses. However, it may also be filed by a partnership. A Chapter 11 bankruptcy allows for the reorganization of a business so that it can continue operating and pay off its debt. Even though the business does not have to sell any property, the business is still required to repay its debt, with some exceptions.
A common legal issue which arises during a bankruptcy proceeding is harassment from creditors. After a debtor files for bankruptcy, a creditor cannot attempt to collect on those debts. Federal laws are in place which protect debtors from creditor harassment. If a debtor is experiencing harassment from a creditor, they should contact a bankruptcy attorney to determine their options.
Do I Need to Contact Alameda County Bankruptcy Law Attorneys?
Having a bankruptcy attorney assisting with your bankruptcy law issue is extremely helpful. Your attorney can ensure that your rights are protected during what can be a trying time. LegalMatch provides you with a matching service that is free of charge . It allows you to share your legal issue with bankruptcy lawyers and decide which one is best for your situation.