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Find a Santa Cruz County Bankruptcy Lawyer
Bankruptcy laws include a broad range of legal issues, a lot of which deal, in some manner, with laws which encompass bankruptcy issues in Santa Cruz County. They can be related to things which include garnishments, foreclosure defense, debt relief, and all of the legal issues which accompany these types of topics.
Bankruptcy law cases are typically very difficult and emotionally challenging. A lawyer will be able to provide support throughout these cases. Issues that involve bankruptcy law can be complicated and often include many subcategories of law. For example, a foreclosure matter may be part of a bankruptcy case.
A bankruptcy lawyer many times specializes in an subcategory of bankruptcy law, which can include garnishments. Even though an attorney may specialize in a subcategory of bankruptcy law, they are trained to handle issues that are also related to the case.
Locating The Right Bankruptcy Law Attorneys Within Santa Cruz County
In bankruptcy law, there are numerous subcategories. These include issues involving debt, issues involving foreclosure, and other issues related to the bankruptcy. There are some cases that include multiple subcategories of bankruptcy law.
There are numerous legal issues which arise in connection with bankruptcy. First, an individual must determine whether filing for bankruptcy is the best solution for their situation. Next, they must determine which chapter they qualify to file under. Typically, an individual will file under Chapter 7, Chapter 13, or Chapter 11. In some instances, the debtor may be able to settle their debt rather than having to file bankruptcy.
A bankruptcy is, in most cases, a complex situation and often involves multiple subcategories of bankruptcy law. Bankruptcy lawyers are trained to help ensure their client’s rights are protected during a bankruptcy. Bankruptcy lawyers can also assist the individuals in drafting a document that covers any matters that they are able to agree on.
Individuals who cannot afford their payments may qualify to file for Chapter 7 or Chapter 13 bankruptcy. Chapter 7 bankruptcy, also called a liquidation bankruptcy, requires the debtor to forfeit most of their property, with a few exceptions. Chapter 13 bankruptcy is for a debtor who desires to keep some of their property or who makes too much income for a Chapter 7. In a Chapter 13 filing, the debtor must agree to a repayment plan.
Chapter 11 bankruptcy, also called reorganization bankruptcy, is usually filed for a business. It may also be filed by a partnership. A Chapter 11 bankruptcy allows the business to reorganize so that it can continue operating and pay off its debt. Although the business does not have to sell property, it must still repay its debt, with some exceptions.
Common legal issues which come up during bankruptcies include creditor harassment and property repossession. Once a bankruptcy is filed, creditors are required to cease any kind of collections action, including repossession. The most common type of repossession is vehicle repossession. If an individual is having issues with repossession during their bankruptcy, they should immediately contact a bankruptcy attorney.
Do I Need to Contact Santa Cruz County Bankruptcy Law Attorneys?
It is essential to have your bankruptcy lawyer help you with any bankruptcy law issues you may be facing. Bankruptcy law matters are often very difficult for everyone involved. A lawyer will provide advice as well as ensure that your needs are met. At LegalMatch, you present your case to bankruptcy attorneys at no cost. You are able to choose which lawyer is the best fit for you.