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Find a Fresno County Bankruptcy Lawyer
"Bankruptcy Law" encapsulates a vast range of legal practices, all of which deal, in some way, with the laws that encompass bankruptcy issues in Fresno County. It includes topics like debt relief, foreclosure defense, garnishments, and all the accompanying legal issues.
Bankruptcy law issues are often difficult and emotionally challenging. An attorney can provide assistance during these times. Bankruptcy law issues may also be complicated and involve many different categories of law at one time. For example, a bankruptcy case may include issues such as garnishments and foreclosure.
Often times, bankruptcy lawyers will specialize in an subcategory of bankruptcy law, such as forelosure defense. Although a lawyer may specialize in an area of bankruptcy law, they are still able to handle other issues related to the claim.
Locating The Right Fresno County Bankruptcy Law Attorneys
Bankruptcy law has a few broad subcategories. These include debt issues, issues related to foreclosure, and other issues related to the bankruptcy. In some bankruptcy law cases, issues which cover multiple subcategories are involved in the same case.
There are many legal issues which may come up as a result of filing for bankruptcy. First, it is essential for an individual to determine whether or not bankruptcy is the right solution for them. Once an individual decides bankruptcy is the best solution, they must decide what chapter to file. Chapter 11, Chapter 7, and Chapter 13 are the three most common chapters. An individual can be able to come to agreements with their creditors instead of having to file for bankruptcy.
Bankruptcies can be very complicated cases which typically involve many subcategories of bankruptcy law. A bankruptcy lawyer will help to protect their client’s rights while their bankruptcy are going on. A bankruptcy lawyer will also help the parties in drafting a formal resolution that covers matters which they can agree on.
Chapter 7 bankruptcies and Chapter 13 bankruptcies are for an individual who cannot afford their debts. Chapter 7 bankruptcies are known as liquidation bankruptcies and require the individual to forfeit their property, although there are some exceptions. Chapter 13 bankruptcies are for individuals who desire to retain their property, or for individuals who have too much income or property for Chapter 7. This chapter also requires the individual to repay their debts with a repayment plan.
Chapter 11 bankruptcy, or reorganization bankruptcy, is typically filed for businesses. However, it may also be used by an individual. A Chapter 11 bankruptcy allows for the reorganization of a business so that it can continue operating and pay off its debt. Even though the business is not required to sell any property, the business is still required to repay its debt, with some exceptions.
There are other legal issues which involve bankruptcies, including repossession of property and harassment by creditors. Once a debtor files for bankruptcy, a creditor is not permitted to harass the debtor. A debtor should instruct the creditor to stop communications regarding the debt as well as write a letter to the creditor. If the collection harassment continues, a bankruptcy attorney can assist the debtor file a complaint or a lawsuit.
Do I Need to Get in Touch With Fresno County Bankruptcy Law Attorneys for My Case?
Having your bankruptcy lawyer assist with your bankruptcy law matter is extremely helpful. Your lawyer will do their best to ensure that your rights are protected. LegalMatch provides you with lawyer matching services which are free of charge. It allows you to present your case to bankruptcy lawyers and decide which legal professional best suits your needs.