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Find a Colusa County Bankruptcy Lawyer
Bankruptcy law is a body of laws that can refer to a vast range of legal matters. Many of these issues deal, in some capacity, with laws that impact bankruptcy issues in Colusa County. This area of law contains things such as debt relief, foreclosure defense, garnishments, and all of the legal issues that accompany these matters.
Bankruptcy law cases are often emotionally charged and difficult. An attorney can provide their client with support during these difficult times. Bankruptcy law matters can also be complicated and may involve many different areas of law at one time. For example, a bankruptcy case may include other issues such as foreclosure and garnishments.
Often times, a bankruptcy lawyer specializes in one subcategory of bankruptcy law, which may include forelosure defense. However, even when a lawyer specializes in an area of bankruptcy law, they still can handle other matters which may be related to the case.
Locating The Right Colusa County Bankruptcy Law Attorneys
In bankruptcy law, there are a few broad categories. These categories include issues involving debt, issues related to foreclosure, and other issues related to the bankruptcy. Some cases involve more than one subcategory of bankruptcy law within the same case.
There are many legal issues which come up in connection with bankruptcy. It is essential for an individual to first determine if bankruptcy is the right solution for them. Once an individual determines to file bankruptcy, they must decide what chapter to file under. Three common bankruptcy chapters include Chapter 7, Chapter 13, and Chapter 11. An individual may also be able to come to an agreement with creditors instead of having to file for bankruptcy.
In most cases, bankruptcies are extremely complex types of cases that typically involve many subcategories of bankruptcy law. A bankruptcy attorney is equipped to protect their client’s rights while their bankruptcy proceedings are pending. A bankruptcy lawyer assists the parties with drafting a document which includes any issues which they can come to an agreement upon.
An individual who cannot pay their bills may qualify for a Chapter 7 or a Chapter 13 bankruptcy. In a Chapter 7 bankruptcy, or liquidation bankruptcy, the debtor will have to give up most of their property, with some exceptions. In a Chapter 13 bankruptcy, the individual can keep their property but they are required to set up a repayment plan. Chapter 13 is for individuals who do not qualify for Chapter 7.
Chapter 11 bankruptcy, also called reorganization bankruptcy, is usually used by businesses. It can, however, also be utilized by partnerships and individuals. Chapter 11 bankruptcy permits a business to reorganize its finances so that it can pay off its debt, continue operating, and become profitable again. Although the business does not have to sell any property, they are still required to pay back their debts, with some exceptions.
There are also other legal issues involving bankruptcy, which may include harassment by creditors and repossession of property. Once a debtor has filed for bankruptcy, creditors are not permitted to harass the person. An individual should tell the creditor to cease contacting them as well as write a letter to the creditor. If the harassment does not stop, a bankruptcy attorney can assist with filing a complaint or a lawsuit.
Do I Need to Contact Colusa County Bankruptcy Law Attorneys?
It is very important to have your bankruptcy lawyer assist you with any bankruptcy law issues you may have. Bankruptcy law cases are often extremely difficult for everyone involved. An attorney will provide guidance as well as ensure that your needs are met. At LegalMatch, you present your case to bankruptcy attorneys at no cost. You are able to choose which attorney is best for your situation.