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Find a Placer County Bankruptcy Lawyer

Bankruptcy law is an area of laws that can refer to a vast range of legal matters. Many of these matters deal, in some capacity, with laws that cover bankruptcy issues in Placer County. This area of law contains things such as garnishments, foreclosure defense, debt relief, and all of the legal issues which accompany these claims.

Bankruptcy law cases can be very difficult and emotionally charged. A lawyer provides support during these times. Cases involving bankruptcy law may be complicated and may include numerous areas of law within the same case. For example, a garnishment matter may be part of a bankruptcy case.

Many times, a bankruptcy lawyer specializes in one subcategory of bankruptcy law, which may include debt relief. However, even when a lawyer specializes in one area of bankruptcy law, they still can handle other issues which may be related to the case.

Locating The Right Bankruptcy Law Attorneys Within Placer County

In bankruptcy law, there are a few main categories. These categories include issues involving debt, issues that involve foreclosure, and other issues related to the bankruptcy. Certain cases involve multiple subcategories of bankruptcy law within the same case.

There are numerous legal issues which arise in connection with filing for bankruptcy. First, an individual is required to decide if bankruptcy is the best choice for them. Next, they must determine which chapter they qualify to file under. Typically, an individual files under Chapter 11, Chapter 7, or Chapter 13. In some cases, the debtor can settle their debt with creditors rather than having to file for bankruptcy.

In many cases, bankruptcy claims are complex types of cases which typically involve numerous subcategories of bankruptcy law. Bankruptcy attorneys are trained and equipped to ensure their client’s rights are protected during their bankruptcy. Bankruptcy attorneys also assist the parties in drafting a formal document that covers any matters which the sides are able to agree on.

Chapter 7 and Chapter 13 bankruptcies are for individuals who are unable to afford their payments. A Chapter 7 bankruptcy is also called a liquidation bankruptcy. It the debtor to forfeit the majority their property, with exceptions. A Chapter 13 bankruptcy is for individuals who want to retain their property or who have too many assets or too much income to qualify for a Chapter 7 bankruptcy. In a Chapter 13 bankruptcy, the debtor will be required to agree to a repayment plan.

Businesses typically file for Chapter 11 bankruptcy, also known as reorganization bankruptcy. Chapter 11 can also be utilized by individuals and partnerships. Filing for Chapter 11 bankruptcy permits businesses to reorganize finances in order to pay off debts, continue operations, and be profitable again. The debtor business does not have to sell property, but it is still required to repay its debt, with some exceptions.

In addition, there are other legal issues which may arise which involve bankruptcies, including repossession of property and harassment by creditors. Once a debt is included in a bankruptcy, a creditor is not permitted to attempt to collect the debt. The individual should advise the creditor to stop contacting them regarding the debt. If the creditor does not stop trying to collect the debt, the debtor can consult with a bankruptcy attorney who will assist them with filing a complaint or lawsuit.

Do I Need to Contact Placer County Bankruptcy Law Attorneys?

A bankruptcy attorney will assist you with any bankruptcy law matters you encounter. Having an attorney’s help is essential. This is because issues that involve bankruptcy law can be very difficult. Your bankruptcy attorney will be able to provide you with guidance and ensure that your needs are met. LegalMatch provides a free matching service where you can present your case with attorneys and decide which attorney best suits your needs.

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