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Find a Contra Costa County Bankruptcy Lawyer
The body of law that is known as bankruptcy law includes a broad range of legal practices, many of which deal, in a form, with the laws that cover bankruptcy issues in Contra Costa County. It contains topics such as garnishments, foreclosure defense, debt relief, and the legal issues which accompany these types of matters.
Bankruptcy law issues can be very difficult and emotionally charged. An attorney is able to assistance during these times. Matters involving bankruptcy law may be complex and may include multiple areas of law within the same case. For example, a foreclosure issue may be part of a bankruptcy case.
Often times, bankruptcy lawyers will specialize in an area of bankruptcy law, such as garnishments. Although an attorney may specialize in an area of bankruptcy law, they are still trained to handle other issues related to the claim.
Locating The Right Bankruptcy Law Attorneys Within Contra Costa County
In bankruptcy law, there are numerous subcategories. These include issues involving debt, issues surrounding foreclosure, and other issues related to the bankruptcy. There are certain cases that include multiple subcategories of bankruptcy law.
Numerous legal issues may arise as a result of filing for bankruptcy. An individual is first required to decide if filing for bankruptcy is the correct solution for their issue. After this, the debtor must determine which bankruptcy chapter they are qualified to file under. Chapter 7, Chapter 13, and Chapter 11 are the most common chapters. A debtor may be able to come to an agreement with their creditor rather than filing for bankruptcy.
Bankruptcies may be complex and typically involve multiple subcategories of bankruptcy law. A bankruptcy attorney helps protect their client’s rights during their bankruptcy proceedings. A bankruptcy lawyer is able to guide the parties in creating a resolution that they can come to an agreement upon.
Individuals who are unable to afford their payments may qualify to file for Chapter 7 or Chapter 13 bankruptcy. A debtor will be required to give up some of their property in Chapter 7 bankruptcy, but there are some exceptions. A debtor is allowed to keep their property in a Chapter 13 bankruptcy, but they are required to set up a repayment plan for that property. Individuals who do not quality for Chapter 7 may qualify for Chapter 13.
Businesses usually file for Chapter 11 bankruptcy, also known as reorganization bankruptcy. Chapter 11 can also be utilized by partnerships and individuals. Filing for Chapter 11 bankruptcy allows a business to reorganize finances in order to pay off debts, continue operations, and be profitable again. The debtor business does not have to sell property, but it must still pay back its debt, with certain exceptions.
In addition, there are other legal matters which may arise which involve bankruptcies, including repossession of property and harassment by creditors. Once a debt is included in a bankruptcy, a creditor is not allowed to attempt to collect the debt. The individual should advise the creditor to cease contacting them regarding the debt. If the creditor does not cease trying to collect the debt, the debtor can contact a bankruptcy attorney who will help them with filing a complaint or lawsuit.
Should I Contact Contra Costa County Bankruptcy Law Attorneys?
It is of utmost importance to have your bankruptcy lawyer help you with any bankruptcy law issues you are facing. Bankruptcy law matters are often very difficult for everyone involved. An attorney will provide guidance as well as ensure that your rights are protected. At LegalMatch, you share your legal issue with bankruptcy lawyers free of charge. You are able to choose which lawyer is best for your situation.