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Find a Ventura County Bankruptcy Lawyer
There is a body of laws called bankruptcy law. These laws include a wide range of legal matters, all of which deal, in a capacity, with the laws which affect bankruptcy related issues in Ventura County. Bankruptcy laws include things like garnishments, foreclosure defense, debt relief, and the legal issues which accompany these matters.
A matter involving bankruptcy law is usually difficult and emotionally charged. Attorneys can provide assistance during what can be challenging times. Cases involving bankruptcy law may be complex and can involve many categories of law. For example, a bankruptcy case can include other issues such as foreclosure and garnishments.
Often, bankruptcy lawyers will specialize in one area of bankruptcy law, such as debt relief. Even if a lawyer does specialize in one area of bankruptcy law, they are still equipped to handle other matters that are related to the case.
Locating The Right Bankruptcy Law Attorneys Within Ventura County
In bankruptcy law, there are a few broad subcategories. These categories include issues related to a debt, issues surrounding foreclosure, and other bankruptcy related issues. Many cases involve multiple subcategories of bankruptcy law within the same case.
Numerous legal matters come up in connection with a bankruptcy. An individual must first determine if bankruptcy is the correct choice for their situation. After this, they must determine what chapter they are qualified to file under. Common bankruptcy chapters include Chapter 7, Chapter 13, and Chapter 11. It may also be possible to come to an agreement with a creditor instead of having to file for bankruptcy.
Bankruptcies may be complicated and will often involve multiple subcategories of bankruptcy law. A bankruptcy attorney helps ensure their client’s rights are protected during their bankruptcy. A bankruptcy attorney is able to help the parties in drafting a resolution that they can agree upon.
Chapter 7 bankruptcies and Chapter 13 bankruptcies are for a debtor who cannot pay their bills. Chapter 7 bankruptcies are known as liquidation bankruptcies and require the individual to give up their property, although there are some exceptions. Chapter 13 bankruptcies are for individuals who desire to retain their property, or for individuals who have too much property or income for Chapter 7. This chapter also requires the individual to repay their debts using a repayment plan.
Chapter 11 bankruptcy, also called reorganization bankruptcy, is usually used by businesses. It can, however, also be filed by partnerships and individuals. Chapter 11 bankruptcy allows a business to reorganize its finances so that it can pay off its debt, continue operating, and become profitable again. Although the business does not have to sell any property, they must still pay back their debts, with certain exceptions.
There are also different legal matters involving bankruptcy, which can include harassment by creditors and repossession of property. After an individual files for bankruptcy, a creditor cannot make any further attempts to collect the debt in the bankruptcy. The individual should instruct the creditor or creditors to stop contacting them regarding the debt. If the harassment continues, a bankruptcy attorney can assist the individual in filing a complaint or a lawsuit.
Should I Contact Ventura County Bankruptcy Law Attorneys?
Having a bankruptcy lawyer assist you with your bankruptcy law matters is essential. Cases that involve bankruptcy law can often be difficult. An attorney can provide you with guidance throughout the process. At LegalMatch, you are able to share your legal issue with bankruptcy lawyers at no cost and choose the one who is best for your situation.