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Find a Humboldt County Bankruptcy Lawyer
The area of law known as bankruptcy law includes a broad range of legal practices, many of which deal, in a way, with laws which involve bankruptcy issues in Humboldt County. It contains subjects like debt relief, foreclosure defense, garnishments, and all of the legal issues that accompany these matters.
Matters which involve bankruptcy law issues are typically emotionally challenging and difficult. Attorneys can provide assistance during what may be a challenging time. Bankruptcy law matters are also often complicated and may involve many different subcategories of bankruptcy law within the same case. For example, a bankruptcy case can include other bankruptcy law issues such as foreclosure and debt relief.
Many times, a bankruptcy lawyer will specialize in one subcategory of bankruptcy law, such as garnishments. However, even if a lawyer does specialize in one subcategory of bankruptcy law, they will be able to handle other matters related to the case.
How Can I Locate The Right Bankruptcy Law Attorneys in Humboldt County?
There are several subcategories within bankruptcy law. The categories include issues related to debt, issues that involve foreclosure, and other issues that are related to the bankruptcy. In some cases, issues from multiple subcategories of bankruptcy law are involved.
There are many legal issues that arise as a result of a bankruptcy. It is necessary for an individual to first determine if bankruptcy is right for them. Once they determine that bankruptcy is necessary, they must decide what chapter to file under. The three most common bankruptcy chapters are Chapter 11, Chapter 7, and Chapter 13. It can also be possible to come to an agreement with creditors instead of filing for bankruptcy.
Bankruptcies can be very complicated cases which typically involve many subcategories of bankruptcy law. A bankruptcy lawyer will help to protect their client’s rights while their bankruptcy are going on. A bankruptcy lawyer will also help the debtor and creditors in drafting a formal resolution that covers matters which they can come to an agreement on.
An individual who cannot pay their bills may qualify for a Chapter 7 or a Chapter 13 bankruptcy. In a Chapter 7 bankruptcy, or liquidation bankruptcy, the individual will have to give up most of their property, with some exceptions. In a Chapter 13 bankruptcy, the debtor can keep their property but they will be required to set up a repayment plan. Chapter 13 is for individuals who do not qualify for Chapter 7.
A business can file for a Chapter 11 bankruptcy, or "reorganization bankruptcy." An individual or a partnership may also be able to file a Chapter 11 bankruptcy. A business can use a Chapter 11 bankruptcy in order to reorganize, repay debts, and continue operating. Under the Chapter 11 process, the business is not required to sell property, but it has to pay back its debt, although there are some exceptions
In addition, there are numerous legal issues which may arise which involve bankruptcies, including repossession of property and harassment by creditors. Once a debt is included in a bankruptcy, a creditor is not allowed to attempt to collect the debt. The debtor should advise the creditor to cease contacting them regarding the debt. If the creditor does not cease trying to collect the debt, the debtor can consult with a bankruptcy attorney who will help them with filing a complaint or lawsuit.
Do I Need to Contact Humboldt County Bankruptcy Law Attorneys?
A bankruptcy lawyer will assist you with any bankruptcy law issues you may be facing. Having a lawyer’s help is very important. This is because cases that involve bankruptcy law can be very difficult. Your bankruptcy lawyer will be able to provide you with support and ensure that your needs are met. LegalMatch provides a no-cost matching service where you can present your case with attorneys and decide which lawyer is the best fit for you.