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Find a Sacramento County Bankruptcy Lawyer
The body of law called bankruptcy law refers to a broad range of legal practices, most of which deal, in a manner, with laws which cover bankruptcy issues in Sacramento County. It contains subjects such as debt relief, foreclosure defense, garnishments, and all of the legal issues which accompany these claims.
Issues involving bankruptcy law matters are often emotionally challenging and may be very difficult. Attorneys can provide assistance to their client during what is often a challenging time. Bankruptcy law matters are often complicated and involve multiple different areas of bankruptcy law. For example, a bankruptcy case may involve multiple bankruptcy law issues, including debt relief and foreclosure.
A bankruptcy lawyer often specializes in one subcategory of bankruptcy law, which may include debt relief. Even though a lawyer may specialize in a subcategory of bankruptcy law, they are trained to handle matters that are also related to the case.
How Can I Locate The Right Bankruptcy Law Attorneys in Sacramento County?
Bankruptcy law has a few broad categories. These include issues surrounding debt, issues that involve foreclosure, and other bankruptcy related issues. In some bankruptcy law cases, issues which cover more than one subcategory are involved in the same case.
There are many legal issues which may come up as a result of filing for bankruptcy. First, it is important for a debtor to determine whether or not bankruptcy is the right solution for them. Once an individual determines bankruptcy is the best solution, they must determine what chapter to file. Chapter 7, Chapter 13, and Chapter 11 are the three most common chapters. An individual can be able to come to agreements with their creditors instead of having to file for bankruptcy.
In many cases, bankruptcy claims are complex types of cases which often involve numerous subcategories of bankruptcy law. Bankruptcy attorneys are trained and equipped to ensure their client’s rights are protected during their bankruptcy proceeding. Bankruptcy attorneys also help the parties in creating a formal document that covers any issues which the sides are able to reach an agreement on.
An individual who cannot pay their bills might qualify for a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. In Chapter 7 bankruptcy, or liquidation bankruptcy, the individual must forfeit the majority of their property, with certain exceptions. In Chapter 13 bankruptcy, the debtor is permitted to keep their property; however, they are required to agree to a repayment plan for that property. Chapter 13 can typically be filed by individuals who do not qualify for Chapter 7.
Chapter 11 bankruptcy, or reorganization bankruptcy, is typically filed by businesses. However, it may also be used by a partnership. A Chapter 11 bankruptcy allows for the reorganization of a business so that it can pay off its debt and continue operating. Even though the business is not required to sell any property, the business is still required to repay its debt, with some exceptions.
There are also numerous legal issues involving bankruptcy, including harassment by creditors and repossession of property. After a debtor files for bankruptcy, a creditor is not permitted to make any further attempts to collect the debt in the bankruptcy. The debtor should instruct the creditor or creditors to cease contacting them regarding the debt. If the harassment does not stop, a bankruptcy attorney can assist the debtor in filing a complaint or a lawsuit.
Do I Need to Contact Sacramento County Bankruptcy Law Attorneys?
It is important for a bankruptcy lawyer to assist you with any bankruptcy law issues you may be facing. Issues involving bankruptcy law can often be very difficult. Bankruptcy lawyers provide guidance and assistance with your legal needs. At LegalMatch, you have the opportunity to present your case at no charge and decide which lawyer is best for your situation.